Critical cover for your business
Engineering Contractor INSURANCE
As a contractor, there are many ways things can go wrong in business, even when you’re trying to do what’s right for your client.
But with rewardsme engineering contractor insurance, you can build your own insurance policy to protect you and your business, letting you focus on what matters most.
takes less than
DISCOUNT AS STANDARD
Your policy gets cheaper the longer you've been trading.
A-RATED COVER
We've got your back if you need to make a claim.
FCA REGULATED
You can trust our insurance is there when you need it.
GET A QUOTE IN MINUTES
No obligation. Immediate cover. Policy docs available instantly.
Business insurance that rewards you
The difference
The rewardsme discount
SAVE UP TO 5% EACH YEAR ON YOUR INSURANCE
Get a discount when you buy...
When you purchase your insurance policy, we add a "trading discount" for every year you’ve been in business. So, if you've been in business for one year or less, you'll get our (very competitive) base rate, but if you've already been trading for more than a year, you'll get an even cheaper rate.
...And a discount when you renew!
Each year, you'll get another year's worth of discount applied automatically on your policy - just for staying with us!
We'll include a discount for every year that you've been trading, up to a maximum 5 years of discount on your policy.Â
Professional Indemnity insurance – representative example:
Example based on a Professional Indemnity Insurance quote of up to £500,000 for an IT Contractor with no manual labour, turnover from £50 to 100k, 1 employee and no work in USA or Canada. Changes in your circumstances can affect your renewal and the cost of the insurance policy we can offer you. Prices exclude Insurance Premium Tax.
rewardsme engineering contractor insurance
simple, smart &cover
Public Liability insurance
You’ll be covered if a claim is made against you for bodily injury to a third-party or damage to their property.
Professional indemnity insurance
Covered if a client suffers financial loss and claims it was your fault.
Occupational Personal Accident
Protect you and your family if you’re injured and can’t work.
Employers' liability insurance
Protection if your people get injured on the job and feel you’re to blame.
Directors’ & officers’ insurance
Defend you or your directors and
key players from claims of wrong doing.
Business equipment Insurance
We replace your business equipment if it gets damaged or stolen.
Legal expenses insurance cover
If you need to make a legal claim or if you need to defend yourself.
IR35 insurance + Legal Expenses
Cover for HMRC investigations if they lead to tax, interest or penalties.
rewardsme business insurance
Why Buyinsurance from us?
discount built in as standard
The longer you’ve been in business,
the lower the cost of your insurance.
We reward you for renewing
We build in in another year of discount
when you renew – no haggling required!
cover up to £5 million.
So you can sleep easy
should the worst happen.
CANCEL ANY TIME
We won’t stop you leaving and
there is no penalty if you do.
no ADMIN FEES
Need to make a change to your policy? Want to update your details? You can. Online. Free of charge.
Do everything online
Quote, buy, manage and
make a claim – all online.
But wait - there's
Not just great business insurance...
Insurance that rewards you
We believe contractors, freelancers and sole traders deserve a better deal, so we partnered with like-minded businesses to give you more.
Our loyalty scheme gives members access to benefits not available from other business insurance providers, such as:
- discounts on over 150 brands through our referral scheme
- 25% off barista-made drinks at 1,000s of coffee shops including Caffe Nero, Krispy Kreme and more, from Coffee Club
- 75% off world class accounting software for 6 months from Xero
- discounted legal advice with experienced lawyers from Lawbite
- and more!
We give you rewards throughout your time as a rewardsme business insurance member, just for staying with us.
Why you can us
A-rated cover
We’ve got your back if you need
to make a claim and aim to resolve
claims as quickly as possible.
FCA Registered
We’re by the book so you can trust our
insurance is there when you need it and
covered if there is a problem.
BACKED BY nsm
NSM are one of the leading specialist insurance providers in the world, so you know we’re not messing about when it comes to protecting your business.