DISCOUNT AS STANDARD
Your policy gets cheaper the longer you've been trading.
A-RATED COVER
We've got your back if you need to make a claim.
FCA REGULATED
You can trust our insurance is there when you need it.
GET A QUOTE IN MINUTES
No obligation. Immediate cover. Policy docs available instantly.
For contractors, freelancers & sole traders
simple, smart &cover
Public Liability insurance
You’ll be covered if a claim is made against you for bodily injury to a third-party or damage to their property.
Professional indemnity insurance
Covered if a client suffers financial loss and claims it was your fault.
Occupational Personal Accident
Protect you and your family if you’re injured and can’t work.
Employers' liability insurance
Protection if your people get injured on the job and feel you’re to blame.
Directors’ & officers’ insurance
Defend you or your directors and
key players from claims of wrong doing.
Business equipment Insurance
We replace your business equipment if it gets damaged or stolen.
Legal expenses insurance cover
If you need to make a legal claim or if you need to defend yourself.
IR35 insurance + Legal Expenses
Cover for HMRC investigations if they lead to tax, interest or penalties.
Business insurance that rewards you
The difference
The rewardsme discount
SAVE UP TO 5% EACH YEAR ON YOUR INSURANCE
Get a discount when you buy...
When you purchase your insurance policy, we add a "trading discount" for every year you’ve been in business. So, if you've been in business for one year or less, you'll get our (very competitive) base rate, but if you've already been trading for more than a year, you'll get an even cheaper rate.
...And a discount when you renew!
Each year, you'll get another year's worth of discount applied automatically on your policy - just for staying with us!
We'll include a discount for every year that you've been trading, up to a maximum 5 years of discount on your policy.
Professional Indemnity insurance – representative example:
Example based on a Professional Indemnity Insurance quote of up to £500,000 for an IT Contractor with no manual labour, turnover from £50 to 100k, 1 employee and no work in USA or Canada. Changes in your circumstances can affect your renewal and the cost of the insurance policy we can offer you. Prices exclude Insurance Premium Tax.
It's as easy as 1-2-3 to
Get Rewarded Insured in no time...
Get a quote
fill in your details and get
a quote in under 2 minutes
get your insurance
purchase your business insurance
online and get instant access
Get rewarded
our loyalty scheme gives you
access to perks and special offers
Why you can
A-rated cover
we’ve got your back if you need
to make a claim and aim to resolve
claims as quickly as possible.
FCA Registered
we’re by the book so you can trust our
insurance is there when you need it and
covered if there is a problem.
BACKED BY nsm
NSM are one of the leading specialist insurance providers in the world, so you know we’re not messing about when it comes to protecting your business.
But wait - there's
Not just great business insurance...
Insurance that rewards you
We believe contractors, freelancers and sole traders deserve a better deal, so we partnered with like-minded businesses to give you more.
Our loyalty scheme gives members access to benefits not available from other business insurance providers, such as:
- discounts on over 150 brands through our referral scheme
- 25% off barista-made drinks at 1,000s of coffee shops including Caffe Nero, Krispy Kreme and more, from Coffee Club
- 75% off world class accounting software for 6 months from Xero
- discounted legal advice with experienced lawyers from Lawbite
- and more!
We give you rewards throughout your time as a rewardsme business insurance member, just for staying with us.
Business insurance that rewards you
The difference
more than just business insurance
what you get with us
As standard, rewardsme insurance comes with:
- Years trading discount built in to your insurance policy and another year's discount applied automatically when you renew
- Enrollment into the rewardsme loyalty program and access to members only perks
- Cancel any time - we know nothing is forever. If you change your mind we won't stop you leaving and there is no penalty if you do
- No stupid admin fees - need to make a change to your policy? Want to update your details? You can. Online. Free of charge
- Raising a claim is easy - log in to your customer portal online. No phone wait times, no call centres necessary
- 24/7 access to all docs - manage everything online whenever or wherever you are
What you don't get with
The competition
(Most competitors don't offer the features we do….)
- No years trading discount built in to your insurance policy and no discount applied automatically when you renew
- No loyalty program and no access to members only perks
- Not all companies let you cancel online and some have cancellation fees
- Often there are admin fees to small changes to your policy. Some don't let you make changes online
- Raising a claim might be easy - we haven't purchased our competitors insurance
- We're not sure you get 24/7 access to all docs - we haven't purchased our competitors insurance